Pre-retirement Checkups Pocatello, Idaho

Worried About Your Retirement?

As you approach retirement in Pocatello or your local community, you may feel both excitement and anxiety. You wonder how working a few more years might impact your retirement date and whether changes in tax law could affect your savings. Should you adjust your investment mix? Will your current contributions sustain the lifestyle you envision, like spending more time with grandchildren at Ross Park or traveling to nearby Yellowstone? Many financial do-it-yourselfers feel unsure about these pivotal years. Without a pre-retirement checkup in Pocatello, Idaho, it’s easy to overlook strategies that could increase your nest egg or reduce your tax burden. Questions pop up: When should I start Social Security? How will part-time work affect my benefits? Are there adjustments I need to make now to ensure a smooth transition later? Uncertainty can cause stress and lead to missed opportunities in these crucial years leading up to retirement.

Create Confidence With A Pre-Retirement Plan

With Matterhorn Financial Planning, you don’t have to navigate pre-retirement alone. During a pre-retirement checkup in Pocatello, Idaho or online wherever you are at, I review your current financial plan, projected income and lifestyle goals. Together we explore scenarios—working more years, cutting back hours, or retiring early—and analyze their impact on your retirement date and spending power. I assess your portfolio for appropriate risk, suggest tax strategies to take advantage of changing income levels, and help you decide when to start Social Security. Whether you’re planning to volunteer more at the Idaho Museum of Natural History or spend summers at Bear Lake, I provide clear guidance so you can confidently adjust your plan. By identifying gaps and opportunities now, you’ll enter retirement with clarity and peace of mind.

Discuss your goals

We meet to talk about your desired retirement age, lifestyle expectations and current financial strategy, as well as what makes your life fulfilling in general.

Analyze scenarios

I evaluate how working more or fewer years, adjusting contributions or changing investment allocations etc could impact your retirement timeline and taxes.

Refine your plan

You receive clear recommendations based on our discussions and your  decisions regarding portfolio changes, tax strategies and Social Security timing so you can confidently move toward retirement.

Ready To Get Started?

I promise to provide personalized guidance tailored to your unique situation and timeline. My differentiator is deep expertise in helping Pocatello residents navigate the years leading up to retirement with a focus on explaining the tradeoffs built-in to your decision about when to retire, including  minimizing taxes and maximizing lifestyle. Without a proactive pre-retirement checkup, you could miss opportunities to optimize your savings, potentially delaying retirement or reducing your future income. Let’s make sure your final working years count.