Not every topic will apply to each client:
Foothills Plan
Initial Planning could include
- Life Planning Process
- Retirement Projection
- Tax projection analysis
- Which type of accounts to use (401k vs Roth etc)
- Benefits Review
- Insurance Review
- Debt analysis
- General College Funding
- Budget analysis
- Estate planning discussion
Ongoing Planning could include
- Updates to retirement and tax projections
- Updates to Life Planning
- Budget review, reassessment of savings/allocation of free cash flow
- Annual benefits review
- College Funding for individual children at appropriate times
- New situations as they arrive, including:
- Home or other large purchase
- Employment change
- Windfall/hardship
- Loan questions/reviews
- General financial education
- Ongoing online access to retirement plan, budgeting, account consolidation and net worth, etc including the ability to run scenarios on your own.
Mountaintop Plan
Initial Planning could include
- Everything in the Foothill Plan plus
- Investment advice
- Risk assessment
- Investment Policy Statement
- Specific investment advice for all investment accounts (not management or discretion)
Ongoing Planning could include
- Everything in the Foothill Plan plus
- Yearly review of risk and allocation
- Periodic discussions as needed
- Tax return preparation for most clients at no additional charge
To set an appointment to talk with me about which of these might make the most sense for you, click here